Personal Loans

Dreams come in all shapes, sizes … and price tags.  That’s why we offer a complete line of loan products, so you can choose the one that’s right for you, and your budget.
Loans are easily arranged and a great way to finance a car, boat, or any other major purchase. You will find our rates competitive and our approval process fast.
A CommunityBank of Texas personal banker will be pleased to provide more details, and answer all your questions on any type of loan.

Some of the loans we offer include:

 

Home Equity Loans*

Get extra cash from a long-term fixed rate loan secured by either a first or second lien on the equity you’ve built up in your home. A Home Equity Loan can be one of the smartest ways to borrow money and provide you with access to the cash you need for education, home improvements, debt consolidation, medical expenses, vacations and more.  Receive your money all at once and then pay it back in stable, fixed monthly payments. Plus a home equity loan provides many tax benefits.

*Property must be primary residence and located in the state of Texas. Modular homes are not eligible. Loans are limited to 80% of appraised value of home.

Home Improvement Loans

Add that new bedroom or bath, expand the kitchen, or take the plunge and put in a pool, a variety of long-term loan options can make home improvement affordable.  Our home improvement loan is a fixed rate loan that is designed for individuals looking to finance home repairs, remodeling projects, room additions and more without tapping into the equity of their home.

 

Mortgage Loans*

CommunityBank of Texas has the mortgage program to fit your budget and your lifestyle. We offer fixed rates, low closing costs and an easy application process. 

Please call Lori Falk at 409.861.7224 for additional information on mortgage loans.

Click here to Apply Now!

Construction Loans

Whether you’re looking to build your first home, or your dream home, we can help.  Our Construction Loan program offers products that fit almost every need and situation, paving the way for a smooth and seamless building project. Our rates are market-competitive and our lenders bring expertise and experience to these specialized loans.

Click here to Apply Now!

Automobile, Motorcycle, Boat, Jet Ski or RV Loans

Get the fast answers you need on a fixed-rate vehicle loan to keep you on the go. We offer new and used auto loans as well as boat loans and recreational vehicle loans with low rates and convenient payment options.  Drive home a great rate on a CommunityBank of Texas vehicle loan today!

 

Personal Lending
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