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Business Checking

 Small Business Checking1Business Checking Account Analysis1Basic Business Checking1Community Investment NOWPublic Funds Checking1IOLTA NOW AccountCommunity Tiered Money MarketPublic Funds Tiered Money Market
 Minimum Balance to Open  $100 $100   $100 $100   N/A $100  $100  N/A 
 Minimum Balance to Avoid Fees  N/A N/A  $5,000 $1,000  N/A   N/A $2,500  N/A 
 Monthly Fee N/A   $15.00 $12.50  $15  N/A   N/A  $15 N/A 
 Minimum Balance to Earn Interest N/A   N/A N/A  $1,000  N/A  N/A  $2,500  $2,500 
Fee Per Item First 200 items free. $0.25 per item over 200. Refer to Treasury Services First 400 items free. $0.25 per item over 400. N/A Refer to Treasury Services N/A N/A N/A
 Miscellaneous  Cash deposit:  $2 per $1,000 cash handling fee after first $11,000 per day. N/A  Cash deposit: $2 per $1,000 cash handling fee after first $11,000 per day.  Available to Consumers, Sole Proprietors and Non-Profit only.  N/A N/A   Max 6 not-in-person payments/ withdrawals. $5 per transaction fee in excess of 6 during a statement cycle. Max 6 not-in-person payments/ withdrawals. $5 per transaction fee in excess of 6 during a statement cycle.  


Whether you have a new business or you're a well-established company, it's never too early or too late to set up a separate business checking account. And CommunityBank of Texas is here to help. With our business bank accounts, you can find the account that works for you and start bringing in your revenue. 

Why Choose a Business Account? 

Many small-business owners may wonder if they truly need a separate account for their company. We have worked with countless businesses and have seen the benefits a business account offers: 

No matter how new or old your business is, we can help you choose the right account to streamline your finances and increase revenue. A business account can help your business succeed and run more smoothly. 

If you want to work with an attentive bank that strives to increase customer satisfaction, call CommunityBank of Texas today at 866.427.9306.

1  Subaccount Organization. We have organized your account in a nontraditional way. Your account consists of two subaccounts. One of these accounts is a transaction subaccount (e.g., a checking subaccount). You will transact business on this subaccount. The other is a nontransaction subaccount (e.g., a savings account). You cannot directly access the nontransaction subaccount, but you agree that we may automatically, and without a specific request from you, initiate individual transfers of funds between subaccounts from time to time at no cost to you. This account organization will not change the amount of federal deposit insurance available to you, your available balance, the information on your periodic statements, or the interest calculation, if this is an interest-bearing account. You will not see any difference between the way your account operates and the way a traditionally organized account operates, but this organization makes us more efficient and helps to keep costs down. 2 This is a variable rate product.  Please call the bank for details. 3 We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account, other than a time deposit or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.

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