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Business Savings

ItemRegular Statement Savings (non-personal)
Minimum Balance to Open $100
Minimum Balance to Avoid Fees $200
Monthly Fee $3
Minimum Balance to Earn Interest N/A
Fee Per Item N/A

Max 6 not-in-person payments/withdrawals.

$5 per transaction fee in excess of 6 during a statement cycle.

If you need to build a cash reserve for your business, apply for a business savings account with CommunityBank of Texas. We're happy to serve business owners. 

Enjoy an Additional Source of Financial Security

Individuals should maintain a personal savings account for optimal financial health, the same is true for businesses. Business savings can mean the difference between failure and success during a financial crisis. Aside from functioning as a fund for emergencies or unforeseen expenses, business savings accounts offer the following advantages:

A secure savings account can give your business the financial security it needs to weather economic difficulties and take necessary risks with confidence.

Build Secure Savings Quickly

With the help of CommunityBank of Texas, business owners can quickly build a reliable savings account.

Our savings accounts feature low minimum balances to open and avoid fees, which means that businesses can be flexible with the amount of money they dedicate to savings, depending on their needs. We also have a maximum of six withdrawals during each statement cycle, to discourage frequent withdrawals from the account and protect your savings.

If you're ready to optimize the financial health of your business, contact CommunityBank of Texas at 866.427.9306 to start a business savings account today.


1  Subaccount Organization. We have organized your account in a nontraditional way. Your account consists of two subaccounts. One of these accounts is a transaction subaccount (e.g., a checking subaccount). You will transact business on this subaccount. The other is a nontransaction subaccount (e.g., a savings account). You cannot directly access the nontransaction subaccount, but you agree that we may automatically, and without a specific request from you, initiate individual transfers of funds between subaccounts from time to time at no cost to you. This account organization will not change the amount of federal deposit insurance available to you, your available balance, the information on your periodic statements, or the interest calculation, if this is an interest-bearing account. You will not see any difference between the way your account operates and the way a traditionally organized account operates, but this organization makes us more efficient and helps to keep costs down. 2 This is a variable rate product.  Please call the bank for details. 3 We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account, other than a time deposit or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.

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Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, CommunityBank of Texas, N.A. suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact CommunityBank of Texas, N.A. directly at your nearest bank branch.