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SBA Disaster Assistance

SBA Disaster Assistance - Resources for Businesses

We first and foremost hope you and yours are safe and healthy as we face the developing situation surrounding COVID-19.  While the pandemic presents an evolving challenge, our SBA Lending Team is monitoring, preparing and taking actions daily to keep our mission to you intact.

We are in continuous contact with the local SBA office and pleased to provide you with the latest information:

1. Disaster loans are now available in Texas. Businesses will need to apply directly through SBA’s website. Loans will be available for working capital with an interest rate of 3.75% for any businesses that can show they have been harmed by the economic impact of COVID-19.  Based upon the SBA’s analysis of the applicant’s financial condition and need, the SBA will determine:

The SBA disaster loan process is expected to take approximately four (4) weeks from application submission. Applicants will need to provide:

In most cases, loan proceeds will be paid out in $25,000 increments. Businesses that receive approval are not obligated to take the entire loan amount should they feel they no longer need the funds.

2. The SBA will allow us to consider a 90-day loan payment deferral for all current CommunityBank of Texas SBA Loan Clients. To qualify for loan payment deferral: 

Please bear in mind all deferral request will be subject to approval by our credit committee and loan payment deferrals mean that your regular loan payment costs may increase after the deferral period is over. 



If you are interested in a personalized loan payment deferral plan with CommunityBank of Texas, please feel free to contact your SBA Loan Officer at:

Dan Garcia – 713.308.5744 or

Jerry Tarnopol – 713.308.5778 or

Paul Reade – 713.308.5760 or

Please let us know if there is anything we can do to help you or any additional ways in which we can assist as your banking partner.

Take good care of yourself and each other.



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