Lot & Land Loans
The purpose of a lot loan* may be to purchase a lot that currently has a structure to be torn down after purchase. If that is the purpose of the loan for which you are applying, please:
Residential lot loans* include term loans to the individual consumer to purchase a residential lot/land intended for their future home site (primary or second/weekend home site).
CommunityBank of Texas offers to the individual homeowner several lot products with a short or longer term maturity. Short term products are for homeowners that intend to build their home within that period. The short term loan options are interest only monthly while the homeowner uses that time to engage a contractor, design the plans & specs for the future home. The longer term loan product is for buyers that do not plan to build in the near term.
Lot and Land Loan Consent Form
If you have any additional questions, you may contact the Mortgage Division closest to you: Beaumont Region 409.861.7225 or Houston Region 713.210.7653.
*Certain conditions may apply.
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