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Mortgage Loans

Mortgage loans* include fixed rate loans to purchase or refinance your home. Mortgage loans may also include construction-to-permanent financing of your home.

CommunityBank of Texas offers fixed rate conforming and jumbo mortgages, First Time Homebuyer Mortgages, USDA, FHA, VA mortgages. These mortgage types are typically sold into the secondary market. The bank also has other loan products which it can offer and retain in our portfolio. For example a 5/1, 7/1 or 10/1 ARM mortgage or a 5/1, 7/1 or 10/1 One-Time-Close construction-to-permanent mortgage that allows the homeowner to close once on a home they wish to have constructed. We also offer a Physician mortgage product for purchased or refinanced primary residents.

If you have any additional questions, you may contact the Mortgage Division closest to you: Beaumont Region 409-861-7225 or Houston Region 713-210-7653.

*Certain conditions may apply

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Primary Applicant

Primary Applicant's Name is required.

Joint Applicant

If not applying for joint application, enter "N/A" in name field below.

Joint Applicant's Name is required.

Regulation B Notice of Intent to Apply for Joint Credit
Regulation B and the Equal Credit Opportunity Act requires that a lender obtain evidence of each loan applicant's intent to apply for joint credit before a credit decision can be made. Failure to complete when required will render the application/request for credit incomplete.

Statement of Joint Credit Intent*
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