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Savings

CommunityBank of Texas Savings Accounts are designed to help you meet your financial goals. Maximize your earnings and enjoy the peace of mind that comes from FDIC security. We offer a variety of savings accounts for every savings goal. Plus, you'll always enjoy easy access to your account 24/7 through Community XPress Online Banking.

Regular Savings Account

 

Description:

Regular savings account which generates a quarterly statement to customers

Minimum balance to open account $100
Features/Benefits

Rates are variable and subject to change.

Interest is paid quarterly on the outstanding daily balance.

 

Service Charges

$1.50 per withdrawal in excess of three per quarter

$3.00 fee if balance falls below $200.00 within a quarter

Withdrawals in excess of six per cycle are subject to a $20 fee per each withdrawal.

 

 

Student Savings

 

Description:

Whether you're saving for a car, spring break in Mexico or a new computer, a CommunityBank of Texas Student Savings Account makes saving money easy.  This account offers competitive interest rates, unlimited ATM withdrawals and no monthly service charges.  With a minimum opening deposit of only $25, itís the perfect account for full time students between 14 and to 22 years of age.

Must be joint account with parent or guardian if student is under the age of 18

Minimum balance to open account $25
Features/Benefits
  • Interest is paid quarterly on the outstanding daily balance.
  • Unlimited ATM Withdrawals
  • No maintenance fees
  • Rates are variable and subject to change.

 

Service Charges

$2.00 per item fee for each withdrawal in excess of two during a quarter.

Withdrawals in excess of six per cycle are subject to a $20 fee per each withdrawal.

 

*You will be charged our $30 paid item fee for each item created by check, an in person withdrawal, ATM or other electronic means paid using your Overdraft Privilege limit. ATM and other one-time electronic items will be paid using Bounce Protection only if you have authorized us to do so.  All negative balances must be brought positive within 30 days. Bank reserves the right not to pay if account is not kept in good standing. Please contact a customer service representative for more details.

 

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