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Personal Savings

 ItemRegular Statement SavingsStudent Savings
Minimum Balance to Open $100 $25
Minimum Balance to Avoid Fees $200 N/A
Monthly Service Fee/Charge $3 N/A
Fee Per Item

Max 6 not-in-person payments/withdrawals.

$5 per transaction fee in excess of 6 during a statement cycle.

Max 6 not-in-person payments/withdrawals.

$5 per transaction fee in excess of 6 during a statement cycle.

Miscellaneous N/A

For full-time students 14-22 years of age.


A minor (age 17 and under) without ID or signatory privilege can be opened as a TXUTMA.


Saving money is a rewarding and safe practice. But where you save the money is important as well. At CommunityBank of Texas, you can keep your money safe in a personal savings account. Our accounts are secure and offer flexibility. If you live in Texas, and want to keep your money in a secure account, call us today. 

How Our Accounts Work 

Our savings account options are designed to protect your money and help you build up a decent fund. When you choose our accounts, you are limited in how many times you can withdraw money in a month. This limit is to discourage using a savings account as a checking account. Plus our regular accounts require a minimum account balance, which means you have to keep some money in the account at all times. 

However, with our student account, you'll see some differences. A student account offers a lower opening balance, waives the minimum balance, and doesn't require a monthly service charge. It's a great option for teens and young adults who want to establish their finances. 

A savings account is a great place to keep an emergency fund or to build up money over a short amount of time, such as for a family vacation or expensive purchase. 

How We Help You 

CommunityBank of Texas is always looking for ways to keep our customers happy. Not only do we provide excellent service and efficient processes, but we also strive to improve every day and implement new ways to make our processes better. Since 2007 we have served the Texas area, and we are excited to serve you too. 

If you want a savings account for you or your child, CommunityBank of Texas is the place to come. We will help you choose the right account and start your savings today. 

Call us at 866.427.9306 to learn more.

1  Subaccount Organization. We have organized your account in a nontraditional way. Your account consists of two subaccounts. One of these accounts is a transaction subaccount (e.g., a checking subaccount). You will transact business on this subaccount. The other is a nontransaction subaccount (e.g., a savings account). You cannot directly access the nontransaction subaccount, but you agree that we may automatically, and without a specific request from you, initiate individual transfers of funds between subaccounts from time to time at no cost to you. This account organization will not change the amount of federal deposit insurance available to you, your available balance, the information on your periodic statements, or the interest calculation, if this is an interest-bearing account. You will not see any difference between the way your account operates and the way a traditionally organized account operates, but this organization makes us more efficient and helps to keep costs down.  2 We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account, other than a time deposit or from any other savings account defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal. 3 Excludes ATM transactions.

External Link Disclaimer

You are now leaving the CommunityBank of Texas, N.A. website. CommunityBank of Texas, N.A. (including its directors, shareholders, employees, and affiliates) is not liable or responsible for the content, information, security, or failure of any products or services promoted or advertised on this third party site.



Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, CommunityBank of Texas, N.A. suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact CommunityBank of Texas, N.A. directly at your nearest bank branch.