Life is made up of constant expenses, both big and small. And sometimes, your income alone can't cover everything at once. With a personal loan, you have the funds you need to make important purchases or investments with an affordable monthly repayment schedule. Choose CommunityBank of Texas as your loan provider in Texas.
Why Choose a Personal Loan?
Many people charge expenses to credit cards, and many may choose to forgo the expense altogether. However, with a personal loan, you can afford the expense and receive a number of benefits:
Higher borrowing amount: Each credit card has a limit of how much you can charge to it, which limits the items you can purchase. With a loan, you have a higher limit, which means you can afford more expensive items, like a wedding, vacation, or car.
Lower interest rate: Credit cards are known for their high interest rates, but with a loan, you can afford the same item with a lower interest rate on repayment.
More options: While many may choose to avoid large expenses and loans, some expenses are necessary and require repayment immediately, such as medical bills, home improvements or repairs, or tax payments. A loan can help you cover these expenses.
Scheduled payments: With a personal loan, you can easily fit the monthly payment into your budget, as the amount is the same each month and due at the same time.
Rather than deal with the stress of credit cards or overwhelming debt, let us walk you through our options for personal loans that can help you.
Why Work With Us?
Our team has decades of experience helping people with their finances. Our goal is to make the loan process as easy and fast as possible to reduce your stress and get you the money you need.
Call us today at 866.427.9306.
Applying for a personal loan should be a simple process – and we’ve now streamlined the application process by placing everything online for a faster, easier experience.
A fillable and PDF version of the application is still available to you should you prefer to submit by hand. A CommunityBank of Texas branch manager will be pleased to provide more details and answer all your questions on any type of loan. Visit one of our local banking centers or call 866.427.9306 to be connected with your personal banker today.