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Mobile Deposit

What Is Mobile Deposit?

Mobile Deposit is an easy and secure way to deposit your checks into your bank account, without ever having to go to the bank. With our free mobile banking app, you can simply send us a picture of your check for deposit using your smartphone or tablet. No deposit slips or trips to the bank required!

To use Mobile Deposit, you must be a CommunityBank of Texas online banking customer and have downloaded our free mobile banking app available on iTunes® or Google Play™.

Limits for Consumer Mobile DepositLimits for Small Business Mobile Deposit
  1. 3 items per day
  2. $2,000.00 per day
  3. 10 items per month
  4. $5,000.00 per month
  5. Account opened a minimum of 90 day and in good standing
  1. 5 items per day
  2. $5,000.00 per day
  3. 100 items per month
  4. $20,000.00 per month
  5. Account opened a minimum of 90 days and in good standing

Check Deposit Guideline

  1. Deposits must be uploaded and accepted by 6:00 PM in order to be available the next business day.
  2. Original checks should be destroyed only after receipt of the email confirming acceptance of the deposit.
  3. Items not included for deposit include:
    1. Foreign checks, money orders, saving bonds, third-party checks, returned or re-deposited items, and rebate checks; and
    2. Checks bearing multiple payees unless all payees are account owners.
  4. Restrictive endorsement required: 
For Deposit Only
CBOTX
Customer endorsement
 

Rules

The Mobile Deposit service may be terminated at the bank's discretion, without prior notification, for any of the following reasons:

  1. Attempts to deposit checks that have already been deposited.
  2. Providing online credentials to persons not authorized as a signer on the account.
  3. Repeated attempts to exceed daily or monthly limitations.
  4. Excessive overdrafts.
  5. Excessive returns of deposited items.
  6. Closed or dormant accounts.
  7. Customer is no longer enrolled in Community XPress Banking.

                            

External Link Disclaimer

You are now leaving the CommunityBank of Texas, N.A. website. CommunityBank of Texas, N.A. (including its directors, shareholders, employees, and affiliates) is not liable or responsible for the content, information, security, or failure of any products or services promoted or advertised on this third party site.

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Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, CommunityBank of Texas, N.A. suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact CommunityBank of Texas, N.A. directly at your nearest bank branch.

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