Privacy Policy

FACTS	What Does CommunityBank Of Texas, NA Do with Your Personal Information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CommunityBank of Texas, NA chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does CommunityBank of Texas, NA share?	Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes — to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes — information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes — information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For non affiliates to market to you	No	We don't share

Questions? Call 1.866.552.6668 or go to www.communitybankoftx.com

Who we are
Who is providing this notice?	CommunityBank of Texas, NA

What we do
How does CommunityBank of Texas, NA protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees are bound by our Code of Ethics and policies to access consumer information only for legitimate business purposes and to keep information about you confidential.
How does CommunityBank of Texas, NA collect my personal information?	We collect your personal information, for example, when you: open an account or deposit money pay your bills or apply for a loan use your credit or debit card We also collect your personal information from other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for non affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. CommunityBank of Texas, NA has no affiliates
Non affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non affiliates we share with can include companies such as mortgage companies, insurance companies, direct marketing companies, and nonprofit organizations only for marketing financial products or services to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include companies such as credit card companies and insurance companies.

Other Important Information

You may have other privacy protections under some state laws. We will comply with the applicable state laws as to information about you, including medical information. You may review our privacy policy and practices with respect to your personal information at www.communitybankoftx.com or we will mail you a free copy upon request if you call us at 1.866.427.9306.

Rev. 12/14