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Identity Theft

What is Identity Theft?

Identity theft is the deliberate use of someone else’s identity and occurs when someone uses your personal information, such as your name, Social Security number, or bank account number without your permission to commit fraud or other crimes. Examples include the use of your name and personal information to open new credit card accounts, establish new bank accounts, forge checks, and even apply for loans.

Some clues that could indicate your identity may have been stolen include failing to receive bills or other expected mail, receiving credit cards for which you did not apply, denial of credit for reasons that are not apparent, or receiving calls from debt collectors or companies about merchandise or services you did not purchase. While you can't entirely control whether you will become a victim, there are steps you can take to minimize your risk.

How Does Identity Theft Happen?

Identity thieves use a variety of methods to steal your personal information, including:

Protecting My Information

CommunityBank of Texas has procedures for protecting and monitoring our clients' accounts and personal information. The following are a few tips you can use to reduce the risk of identity theft:

What Should You Do If You're an Identity Theft Victim?

It is recommended that you follow these steps where necessary as soon as you become aware of identity theft:

Equifax:          1.800.525.6285
Experian:        1.888.397.3742
TransUnion:   1.800.680.7289

If you feel that you may be a victim of identity theft, please contact your bank representative as soon as possible so that we may take the proper precautions to help you.


External Link Disclaimer

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Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, CommunityBank of Texas, a division of Allegiance Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact CommunityBank of Texas, a division of Allegiance Bank directly at your nearest bank branch.