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Security

Whether it's identity protection or the safety of your personal financial information, CommunityBank of Texas is committed to keeping your information safe.  We employ security measures that comply with federal regulations and maximize the security of your online banking activities.

Phishing & Social Engineering

What is Phishing?

Phishing refers to attempts to steal personal financial information, such as credit card numbers, account usernames/passwords, and social security numbers, through fraudulent e-mails, phone calls (vishing), text messages (smshing) and websites that will be used for fraudulent purposes.

How Phishing Works

How to Avoid Phishing

What is Social Engineering?

Social Engineering is a technique used to obtain or attempt to obtain secure information by tricking an individual into revealing the information.

The basic goal of social engineering is to gain unauthorized access to systems or information in order to commit fraud, network intrusion, industrial espionage, identity theft, or simply to disrupt and compromise computer systems.    

Common Social Engineering Techniques

Please notify us at 1.866.55.COMMUNITY (1.866.552.6668) if you feel you have been a victim.

Corporate Account Takeover

Corporate Account Takeover is a type of business identity theft where cyber thieves gain control of a business’ bank account by stealing employee passwords and other valid credentials. Thieves can then initiate fraudulent wire and ACH transactions.

Call us immediately at 1.866.55.COMMUNITY (1.866.552.6668) if you believe that your CommunityBank of Texas account has been compromised.

Malware

Malware is software that gets installed on your machine and performs unwanted tasks. Malware programs can range from being simple annoyances (pop-up advertising) to causing serious computer invasion and damage.

Some categories of malware are:

Keystroke Logging (Keylogger)

A program that captures and transmits the keys struck on a keyboard. The keylogger is usually installed from malware delivered by a phishing e-mail or some other malicious attack to spy on what a user is typing, such as usernames and password combinations.

Firewalls and Malware Protection

A firewall is a barrier between the Internet and your network / computer that controls access to the resources of a network. Typically means that the only traffic allowed onto the network is defined; all other traffic is denied.  Using a firewall is highly recommended.

A firewall isn’t sufficient on its own to guarantee security, but it is the first line of defense.

A firewall provides limited or no protection against:

Antivirus (anti-virus) software is a class of programs that help prevent, detect and remediate malware infections on IT systems.

Wi-Fi Security

Only connect to Wi-Fi networks that you absolutely trust. Turn off the automatic connect function on your phone. Never access online services from public Wi-Fi such as cafes, public libraries, etc.

Shopping Safely Online

Online shopping has become a popular way to purchase items without the hassles of traffic and crowds. However, the internet has its risks, so it is important to take steps to protect yourself when shopping online.

Password Tips

We all know that passwords are a pain to remember, but in the long run, you will be happy that they are required. There are many malicious hackers out there in the world today and having a complicated password is just one step to making it even more difficult for them to get your personal information.

Some tips on protecting yourself with your passwords are:

Best Practices to Help Protect Your Information

Be suspicious of e-mails purporting to be from a financial institution or government agency requesting account information or banking access credentials such as usernames, passwords, PIN codes and similar information.  Opening attachments or clicking on web links in suspicious emails could expose your system to malicious code that could hijack your computer or steal your credentials. CommunityBank of Texas will never contact you and request your passwords.

For more information on best practices to maximize the security of your online banking activities:

https://www.fdic.gov/consumers/consumer/news/cnwin16/

https://www.thatsmybank.com/images/blog-images/CyberBusiness.pdf

External Link Disclaimer

You are now leaving the CommunityBank of Texas website. CommunityBank of Texas (including its directors, shareholders, employees, and affiliates) is not liable or responsible for the content, information, security, or failure of any products or services promoted or advertised on this third party site.

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Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, CommunityBank of Texas suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact CommunityBank of Texas directly at your nearest bank branch.

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