ACH Positive Pay
Protect your account against unauthorized ACH debit transactions.
ACH Positive Pay further protects your account from fraudulent activity by presenting exception items that do not match your approved debit transactions. Through Community Business XPress, ACH Positive Pay provides security and control by allowing you to decision what does and does not electronically post to your account.
Every morning, you will be presented with a list of exception items that attempted to post to your account the previous day. You have the option to pay or return these unauthorized ACH transactions. With your approval, you can add ACH Filters to automatically post to the account, bypassing the exception process.
With ACH Positive Pay, you have:
- Complete control over ACH transactions posting to your account
- The ability to pay or return unauthorized transactions
- The ability to add pre-authorized transactions
- Additional protection of your account